Financial tools.

Compare supported old and new regime scenarios. Resident salaried individuals under 60 with ordinary income.

Inputs: Salary, ordinary income and eligible deductions. Result: Annual tax & regime difference.

FY 2025–26 / AY 2026–27 only; stated eligible profiles. Reviewed 17 Sep 2026. Review the calculator assumptions before use.

Which year is supported? Only FY 2025–26 / AY 2026–27. Additional years appear only after their rule sets are verified.

Add GST or recover the pre-tax amount. Anyone who already knows the applicable GST rate.

Inputs: Amount, chosen rate and inclusive/exclusive mode. Result: GST, taxable value & total.

Arithmetic illustration; user-selected assumptions, not a forecast or recommendation. Review the calculator assumptions before use.

Does this identify my GST rate? No. You supply the rate; this tool performs arithmetic only.

Method: Selected-rate multiplication or division.

See how your monthly income is allocated. People planning regular take-home income and spending.

Inputs: Monthly income, spending, debt payments and savings. Result: Monthly balance & savings rate.

Arithmetic illustration; user-selected assumptions, not a forecast or recommendation. Review the calculator assumptions before use.

Where do EMI payments go? Enter them only under debt repayments, not again in essentials.

Method: Income less spending and allocations.

Model a fixed-rate, reducing-balance loan. Borrowers comparing loan amount, interest and duration.

Inputs: Principal, fixed annual interest rate and loan term. Result: Monthly payment & total interest.

Arithmetic illustration; user-selected assumptions, not a forecast or recommendation. Review the calculator assumptions before use.

Are fees included? No. Fees, insurance, variable rates and prepayments are outside this illustration.

Method: Fixed-rate reducing-balance amortisation.

Explore how monthly contributions might grow. Savers exploring hypothetical end-of-month investments.

Inputs: Monthly contribution, assumed return and duration. Result: Invested amount & projected value.

Arithmetic illustration; user-selected assumptions, not a forecast or recommendation. Review the calculator assumptions before use.

Is the displayed return promised? No. It is a user-selected assumption; actual returns can be negative.

Method: End-of-month annuity; annual assumed rate divided by 12.

Turn a target into a monthly savings amount. People with a target amount and a time horizon.

Inputs: Target, existing savings and months. Result: Monthly savings needed.

Arithmetic illustration; user-selected assumptions, not a forecast or recommendation. Review the calculator assumptions before use.

Does this include investment growth? No. The plan assumes zero interest and ignores inflation.

Method: Remaining goal divided by months; zero growth.

Understand the supported rent-exemption limits. Salaried renters reviewing FY 2025–26 under the old regime.

Inputs: Salary for HRA, allowance, rent, city and period. Result: Exempt & taxable HRA.

FY 2025–26 / AY 2026–27 only; stated eligible profiles. Reviewed 17 Sep 2026. Review the calculator assumptions before use.

What if rent or salary changed? Run each consistent period separately and combine the exemptions. Do not apply one city/rent assumption across changing periods.

Estimate ordinary section 194J withholding. Eligible deductors with resident professional or technical payees.

Inputs: Annual category payments, eligible payer/payee and payment category. Result: Annual category TDS.

FY 2025–26 / AY 2026–27 only; stated eligible profiles. Reviewed 17 Sep 2026. Review the calculator assumptions before use.

Is TDS charged only on the excess over ₹50,000? No. If the annual category threshold is exceeded, the estimate applies the rate to the full supported base.

Review a supported historical instalment plan. People reviewing FY 2025–26 estimated tax and credits.

Inputs: Estimated tax, credits, taxpayer profile and instalment. Result: Cumulative target & additional payment.

FY 2025–26 / AY 2026–27 only; stated eligible profiles. Reviewed 17 Sep 2026. Review the calculator assumptions before use.

Is this a current deadline reminder? No. This calculator uses FY 2025–26 historical dates. The due-date centre separately shows the TY 2026–27 statutory schedule.

Understand surplus, ratios and cash runway. Individuals and business owners using approximate cash figures.

Inputs: Income, expenses, debt payments, cash and current balances. Result: Cash-flow position & savings runway.

Arithmetic illustration; user-selected assumptions, not a forecast or recommendation. Review the calculator assumptions before use.

Is this a credit score or advice? No. It is an educational arithmetic snapshot, without a score or a recommendation.

Method: Cash-flow, liquidity and debt ratios; cash divided by monthly expenses.